Surprises Making the most of surprises is a great reason to work with us. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Pros and Cons of a NUA Strategy Learn the advantages of a Net Unrealized Appreciation strategy with this helpful article. When Do You Need a Will? When do you need a will? The answer is easy: Right Now. Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.